Kobogo loan app: Get fast loan of ₦100,000 today

KoboGo loan app is an online loan platform that gives up to ₦100,000 fast loans to customers in Nigeria unsecured. If you are in need of urgent personal loan or business support loans, this loan app is the easiest way to get online loans in just one minute.

If you are in need of urgent personal cash, pressing business or it’s likes, kobogo is one of your big options.

With this loan app, there is no need to visit banks, provide income statements, search for guarantors, or collateral. You do not need any paperwork, upfront payment nor collateral to get loan from kobogo loan app. All you just need to do is to follow the information provided in this article below.

In this article, we are going to look into the requirements of this loan app, it’s interest rate, how to get a loan from the app and many more.


To get a credit loan from kobogo, you will meet the following requirements:

1. Must have an active bank account and BVN.

2. Must have an active phone number

3. Must be a citizen of Nigeria

4. Must be more than 18years of age.

5. Must have an Android phone with stable internet connection.

How to get KoboGo loan

1. Download and install the KoboGo loan app from Google play store. 

2. Register and apply within 1 minute.

3. Choose the desired amount and when you plan to return it.

4. Click “Receive” and in case of a positive decision and get money on the card!

Infact, this loan app is convenient and profitable. To get an online credit without refusal, there is no need to go to the branch and adjust to its working hours.

Moreover, you can get an online credit 24/7. All applications are processed within a few seconds!

Returning an online credit is as easy as getting it. This can be done in your personal account or at the bank’s cash desk. We do not charge any fees or additional hidden fees.

Getting a credit online with our app is safe and comfortable. If you need money for a longer term, there is a “prolongation” service that allows you to extend the contract as many times as you want on favorable terms for the client.

Make sure you are not owing any lender. This may delay your loan approval.

Also make sure to pay back your loan in time, so as to increase your credit score.

Features of the loan app

• Minimum term of using the loan credit: 65 days.
• Maximum term of using the credit: 90 days.
• Minimum annual interest rate: 3.711%.
• Maximum annual interest rate: 43.8%.

Example of interest rate calculation:
Third credit, interest rate of 1.2% per day:
10,000 NGN for 65 days, the amount to be paid is 17,800 NGN.
10,000 NGN of principal debt + 7,800 NGN of accrued interest.

How to repay KoboGo loan 

To repay your credit, log in to the KoboGo app and follow the prompts. Ensure to repay your credits before the due date to improve your credit rating, gain access to higher credit amounts, longer terms, and lower interest rates in the credit app.

Note: Please make sure to read their privacy policy carefully to gain a clear understanding of how they collect, use, protect, or otherwise handle your personal information in accordance with their website and application. They take privacy seriously – all data you decide to share with them is encrypted and they promise that your personal information will never be transferred without your consent.

KoboGo customer care service

For additional information, questions or feedback, please visit their website and review the frequently asked questions section on their website at kobogo.ng.

Do not forget to read other customer reviews on playstore before downloading the app. This is so as to have an idea of what to expect and what others are saying about kobogo loan app.


So far in this article, we have seen how to get instant loan of up to ₦100,000 unsecured from kobogo loan app, the requirements, application steps and how to repay the loan. It’s easy application and fast approval record makes it an option for borrowers to get loan without difficulty. You can try it today.

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