Onecash loan app: Get up to ₦100,000 online loan in Nigeria

OneCash loan app is a fast and reliable loan platform for citizens of Nigeria. It offers instant online loan service of up to ₦100,000 to customers who meet up with their requirements.

Onecash loan app is devoted to giving consumers a relaxing lending experience while applying for loans online. They take the protection of your privacy extremely seriously, and they will only ever do so with your explicit consent.

If you have urgent personal need to care for or you need loan to support your business, this loan app is the best option for you. This loan app offers an unsecured type of loan. This implies that you do not need any paperwork, upfront fee nor collateral to borrow money from them unlike bank loans. They also offer a lower loan interest rate when compared with loans from bank or other financial institutions.

In this article, we are going to look at requirements for taking a loan from them, the loan features and how to apply for loan and get instant approval from onecash loan app.

Requirements to get a loan from onecash loan app

1. Must be a citizen of Nigeria

2. Must be at least 18 years old

3. Must be employed or self-employed with a steady source of income

4. Must have a good credit score

5. Must have an Android phone with stable internet connection

6. Must have a bank account with BVN

Loans Amount

This loan app offers loan of amounts ranging from NGN 7,000 to NGN 200,000

Loan Tenure

The loan offered by this loan app ranges from 91 days ~ 360 days.

Interest rate

This loan app offers loan with Annual Percentage Rate (APR): 8%~25%

If the loan amount is ₦20,000 for 91 days (3 months), the APR is 20%, the interest and total amount to pay on the due date is
Interest: ₦ 20,000 * 20% / 365 * 91 = ₦ 997
Principal repayment = ₦20,000
Total amount of repayment: ₦20,000 + ₦997 = ₦20,997
As the repayment period is for 3 months:
Monthly repayment is ₦20,997 / 3 = ₦6,999

How to apply for onecash loan 

1. Download OneCash loan app from google play store

2. Sign up and Register an account with your phone number

3. Complete the required details.

4. Send the application in.

5. Attend for acceptance

How secured is the loan app 

Your data is safe with them. It is transferred over a secure HTTPS connection to them, and they never try to share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

Onecash Customer Care Service

If you have any questions, feedback or enquiry regarding the loan app, this loan app is happy to hear from you. You can contact them through the details below:

Address: 7 Curtis adeniyi Jones close, Off adeniran ogunsanya street, Surulere, lagos, Nigeria, 101241


So far in this article, we’ve seen that onecash loan app is a very good option in getting instant loan of up to ₦100,000 to satisfy your personal and business needs. Don’t forget to borrow wisely and read the customer reviews on playstore before downloading the app.

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