Tcredit loan app: Get instant online loan approval in Nigeria

Tcredit loan app is a Simple and Fast lending online platform. This loan app gives out unsecured loan to customers who meet their requirements. You can get loan of up to ₦200,000 with this loan app to either increase your business or sort out personal matters.

Unlike bank loans, you do not need any paperwork, upfront fee nor collateral to borrow loan from Tcredit loan app and their interest rate is a bit fair when compared with bank loans.

In this article, we will discuss the various steps involved in getting a loan from this app, the requirements, interest rate and more.

How to get a loan from Tcredit loan app

Below are the various steps involved in getting a loan from this app.

1.Download Tcredit loan APP
Use your Android device to download Tcredit from the Google Play store

2.Create your account
Fill out your information within 2 minutes and submit for quick approval

3.Choose a loan offer
Choose the loan amount that meets your need and submit your loan request

4.Get funded
Money will be directly deposited  into your account

Benefits of Tcredit loan app

This loan app provide you with a variety of loan products with different terms, you can choose the loan term and loan amount you need. The benefits of using this loan app are outlined below:

1.Application process is simple and all online based

2.Flexible term structures from 91 days to 365 days and loan amount from NGN2,000 to NGN200,000

3.The annual percentage rate (APR) is bebtween 12%~30%

4.Money will be directly deposited into your account within minute

Example:
If you choose a 3-month loan and borrow NGN20,000, Tcredit charges you service rate of 6% and interest rate of 0.5% per month. The APR is 12%. The total amount needed to repay including everything at the end of the term will only be NGN21,500.

Loan requirements

1. Must be a Nigerian resident

2. Must be between 18-60 years old

3. Must have an active phone number

4. Must have an Android phone with stable internet connection

5. Must grant necessary permission for the app

6. Must have a stable source of income

Note: make sure to pay back your loan on time so as to increase your loan credit score. You will get more chances of getting a higher amount of loan next time.

Customer care service

Tcredit customer care would love to hear from you, if you have any questions, feedback or enquiry, they are available 24/7 to assist you with your request. Reach them through the contact details below:

Customer Service Email: tcreditservice@tcreditapp.com

• their official website address is: http://www.tcreditapp.com/privacy.html

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