WeCredit loan app: Get ₦500,000 loan in Nigeria

WeCredit  loan app is an online loan platform provides loan for citizens in Nigeria who are in urgent need of money. It is a new loan app in Nigeria that offers unsecured loan to customers who are qualified.

WeCredit is simply the best at granting loans to clients. Over the years the pioneers of Wecredit have been giving out small and medium scale loans to people for over 8 years and more than 54 miillion customers have relied on them to get loans which are quick and stress free.

Benefits of WeCredit loan app

1.Convenience: Downloads can be done using a smartphone, and registration with a mobile number is required.

2.Does not restrict your identity: you can apply for WeCredit loan regardless of your status.

3.Fast: their system is upgraded with fast application and fast approval.

4.Safety: They promise to protect your personal privacy. Verify your identity and submit all the requirements in the app to complete your loan application.

5.High success rate.

Loan Amount 

They offer loan Limit ranging  from NGN10000 to NGN200000

Loan term

WeCredit Loan terms ranges from 91 to 365 days. During this period, you are required to payback your loan

Interest rate 

Interest Rate (APR): 10% – 30%
Processing Fee: 0% (no any other hidden fees)


You have chosen a loan amount of NGN20000 at an APR of 12% with term of 180 days.
Interest = NGN 20000 * 12% / 365 * 180 = NGN 1183.
Service fee=0.
Interest on loan=NGN 1183.
Total amount disbursed will be NGN 20000
The total repayment is NGN 21183.


For you to be given cashace loan, you need to meet it’s requirements. WeCredit loan requirements are highlighted below:

1. You must be a citizen of Nigeria. Living in Nigeria.

2. Your age must be within the range of 18 to 60 years

3. Have a stable monthly source of income

4. Must have An Android phone with stable internet connection

5. Your phone number

6. The bank account number with which you will receive the borrowed amount

7. Your Bank Verification Number (BVN)

8. The details on your ATM card will also be needed.

Note: Make sure you are not owing lending platform before applying for WeCredit loan. It may hinder your approval!

How to apply for WeCredit Loan 

1. Download and install WeCredit loan app from google play store.

2.Register a personal account with a phone number.

3.Choose your loan amount and loan tenure.

4.Fill in personal info.

5.Loan review and cash disbursement

WeCredit customer care service

You can contact their customer care service if you experience any problem or want to drop a feedback. These are the available customer care details:

Phone:   +2349130712407
Email:    wecredit_service@yahoo.com
Address: Adeola Odeku St, Lagos


So far in this article, we’ve seen that WeCredit loan app is a very good option in getting instant loan of up to ₦500,000 to satisfy your personal and business needs. Don’t forget to borrow wisely and read the customer reviews on playstore before downloading the app.

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